Manuscript: Pancasila as a paradigm in building a saving lifestyle for the nation's young generation (case study in Binus University Jakarta students)

Manuscript: Pancasila as a paradigm in building a saving lifestyle for the nation's young generation (case study in Binus University Jakarta students)

Petrus Hepi Witono
Faculty Member of Binus University Jakarta

Megawati

Adi Prasojo, B.Th., M.M

Pancasila as a paradigm in building a saving lifestyle for the nation's young generation (case study in Binus University Jakarta students)
Prof. Rhenald Kasali added that the emergence of Financial Technology would be the future financial business trend for millenials such as online loan applications, bitcoin investments, forex, Ovo, Grab, Gojek, Dana, and also Online Gold. The emergence of this FinTech unconsciously has changed a conventional style like saving in banks or saving-and-loan-cooperatives on these days. It's happened due to the transformation of people's lifestyle following the technology advances and the life demands in quick time. unfortunately, the culture of consumerism is increasingly visible. It seems that millennials are saving with consumptive goals. Saving habits becomes one beginning of the public economic growths due to its social advantages. The economy of Indonesia has expected high growth in accordance with Pancasila, which is the value of Indonesian's ideology such as religious values, culture, and norms that have been well-respected. The purposes of this research are to learn the construction of Pancasila as applied paradigm in suggesting policies of fair economy for developing saving habits of students in Bina Nusantara University Jakarta. Data will be collected from interviews to 20 18-to-20-year-old-students. Data analysis techniques are using 'contents analysis' methods to explore and build meanings from the taken research data. These results are going to be used as contributions for Character Building Development Center Pancasila.